Staff Product Designer – Risk | Mercury

Posted 2025-09-12
Remote, USA Full Time Immediate Start
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Electric street lights made their debut in Paris in 1878 marking a significant shift from using gas lamps. Offering brighter and more reliable illumination, they enhanced nighttime visibility, safety, and convenience, while reducing maintenance costs and eliminating the hazards of gas lighting.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Their widespread adoption by cities prompted new lighting policies and heavily influenced urban infrastructure development. Electric street lights not just transformed the urban environment but redefined our idea of public safety and convenience.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">One and a half centuries later, Mercury is on a similar journey to transform banking* experiences to become safer and more convenient so that startups spend less time banking and more time building. We believe that the key to our success revolves around thoughtful design and we’re looking to hire the first staff product designer for our Risk Organization. As a staff designer, you’ll play a critical role in shaping how customers interact with risk and fraud experiences and build best-in-class tools for our internal teams.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><em>*Mercury is a financial technology company,</em> <a href="https://mercury.com/how-mercury-works" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><em>not a bank</em></a><em>. Banking services provided by Choice Financial Group and Evolve Bank &amp; Trust®; Members FDIC.</em></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">In this role:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You will help shape the long term strategy for Risk and other products at Mercury by influencing the thinking at the executive level.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Understand how our external and internal users interact with risk-related products and bring that understanding to your product team, to inform how our products get built.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Lead design solutions that help scale our experiences while abstracting the complexities of risk and compliance.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Collaborate closely with product, engineering, and risk partners to craft a long-term vision and roadmap for your product area.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Work across the entire design stack, including speccing projects, designing workflows, detailed interactions, and high-fidelity visuals, and ensuring quality implementation.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Find elegant solutions to user problems and imbue perspective that transforms mundane tasks into rewarding experiences.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Simplify and cull design elements with a ruthless eye.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Craft designs from first principles.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Prototype multiple visual and UX concepts and then narrow them to the right solution.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Communicate the reasoning behind your product decisions and arrive at the most optimal solution together with your team.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Mentor other designers to uplevel the development and execution of breakthrough ideas and build new products, tools, and/or processes that help move the team goals forward.</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">You are the right fit if you:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have 8+ years of experience in the design industry.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You have worked in the fields of risk, fraud, or compliance space (or other heavily regulated industries).</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have experience collaborating with cross-functional partners at senior levels to define product strategy.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Are comfortable running different types of quantitative &amp; qualitative research and can use it to inform product decisions.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have a strong understanding of when and how to use metrics to inform design and measure success.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have the ability to design whole systems, not just interface elements or static pages.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have experience and interest in the entire design stack, including UI/UX, visual design, and interaction design.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Have experience building for a variety of form factors, including mobile and web.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Understand when no design is the best design.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Feel comfortable anticipating and designing for edge cases.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Understand the balance between perfect design and getting to market.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Exhibit kindness and humility in everyday interactions.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Enjoy working with fellow designers of all levels.</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">The total rewards package at Mercury includes base salary, equity (stock options), and benefits.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Our target new hire base salary ranges for this role are the following:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">US employees (any location): $212,500–$250,000</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Canadian employees (any location): CAD 193,400–227,500</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using <a href="https://getcovey.com/product/covey-scout-inbound" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Covey Scout for Inbound </a>on January 22, 2024. Please see the independent bias audit report covering our use of Covey <a href="https://getcovey.com/nyc-local-law-144" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">here</a>.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">#LI-BP1</p>
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